| Accounting |
| Actuarial Services |
| Administrative Services |
| Claims |
| Compliance |
| Information Technology |
| Marketing Support |
| Product Design |
| Reinsurance Services |
| Underwriting |
Expert Filing and Regulatory Compliance
LifeCare’s experienced Compliance staff focuses exclusively on the ever-changing LTCI regulatory environment. While multi-line companies file LTCI products only occasionally, we are in the unique position of filing several LTCI products each year. This constant contact with state insurance departments keeps us up-to-date with the latest state requirements, often helping to shape state opinion on new benefit designs. Our thorough knowledge of LTCI regulations and procedures helps to avoid market conduct issues.
LifeCare’s experienced Compliance staff focuses exclusively on the ever-changing LTCI regulatory environment. While multi-line companies file LTCI products only occasionally, we are in the unique position of filing several LTCI products each year. This constant contact with state insurance departments keeps us up-to-date with the latest state requirements, often helping to shape state opinion on new benefit designs. Our thorough knowledge of LTCI regulations and procedures helps to avoid market conduct issues.
Our comprehensive service includes product filing through ongoing compliance support, including:
- Forms development and policy filing
- Review and filing of advertising material
- Ongoing product support and compliance updates for both policy language and advertising materials
- Approval of 35-40 states within six months
- Product rollout
- State reporting
- Investigation and resolution of consumer and insurance department inquiries
- LTC Partnerships
- HIPAA Privacy and Security.
As a member of the LTC Committee for America’s Health Insurance Plans (AHIP), LifeCare remains at the forefront of both federal and state regulatory issues.